Renewal Center

Time to renew your health insurance policy? We realize that insurance costs are rising and we are here to help you in any way we can. Depending on your plan, you may have options available to lower your monthly premium.

SelectHealth Individual Health Plans

You may want to:

  1. Change to the SelectMed network – this change does not affect your coverage but may limit your choice of providers.
  2. Increase your deductible or change to another plan.
  3. Re-apply on your current plan. This is a good option if you have had your policy for at least 2 years and have not had a major diagnosis or high utilization in the past year.
  4. Apply with another carrier. Depending on your situation, another carrier may rate their policy differently and may save you money on your monthly premium.
  5. If you have children, SelectHealth is offering a Kids only plan. Having your children on a separate policy than yours may lower your overall premium cost. This would be beneficial if you have 1-3 children.

SelectHealth Individual Dental Plans

SelectHealth is now offering individual dental plans. You must be enrolled on an individual SelectHealth medical policy. When the dental plan is selected, dental coverage will be added to all members of the family on the medical plan. You may enroll or disenroll on the dental plan only during your annual plan renewal.

Altius Health Plans

You may want to:

  1. Increase your deductible or change to another plan.
  2. Re-apply on your current plan. This is a good option if you have had your policy for at least 1 year and have not had a major diagnosis or high utilization in the past year.
  3. Apply with another carrier. Depending on your situation, another carrier may rate their policy differently and may save you money on your monthly premium.
  4. If you have children, there are carriers that are offering Kids only plans. Having your children on a separate policy than yours may lower your overall premium cost. This would be beneficial if you have 1-3 children.

BlueCross BlueShield

You may want to:

  1. Increase your deductible or change to another plan.
  2. Apply with another carrier. Depending on your situation, another carrier may rate their policy differently and may save you money on your monthly premium.

HumanaOne

You may want to:

  1. Increase your deductible or change to another plan.
  2. Re-apply on your current plan. This is a good option if you have had your policy for at least 1 year and have not had a major diagnosis or high utilization in the past year.
  3. Apply with another carrier. Depending on your situation, another
  4. carrier may rate their policy differently and may save you money on your monthly premium.

Medicare

The Medicare Annual Election Period (AEP) each year is between November 15 and December 31. At this time you may change Part D prescription drug plans and/or Med-Advantage plans.

The Medicare Open Enrollment Period (OEP) is available for beneficiaries to make a change from one plan to another, one time, over and above the Annual Election Period. This period begins on January 1 and ends on March 31. At this time you may change Med-Advantage plans.

Southern Utah Insurance researches the best Medicare Supplement Plans and Med-Advantages plans for Seniors in Southern Utah.


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Try these informational brochures regarding some of the insurance polices available.